Arham Finance - We Understand your needs

Loan Against Security

11.50%

Rate of Interest

About Loan Against Security

At Arham Finserv, we understand how much you value your investments and want them to remain with you for a long-term. With our Loan against Securities offer, you can meet immediate cash requirements without having to liquidate the securities.

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Get financing for whatever you need now

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If you have any of the following securities, you can avail the loan:

Mutual Fund units
Fixed maturity plans
Exchange traded funds
Insurance policies*
Bonds*
NSC
KVP
Simple and hassle-free loan process
Loans up to 50 Lakhs
No hidden charges

Features of Personal Loan

All loans are not created equal, personal loan has become a great option for people to use.

Instant Approval

Tell us your needs and we will give you an instant decision.

Free Credit Report

Get a new credit report and we reimburse the fees when you get a loan.

Reasonable Rates

Our fees are amongst the lowest, due to our efficient process. Rates start from 7% (upto 30%) annualized!

Decide your tenure

Borrow for durations starting from 3 months to 12 months , amounts from Rs 10,000 to Rs 1 lakh

Personal Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Applicant must be a resident of India
For selected securities, loans can be given to Hindu Undivided Families, Companies, Sole Proprietorship or Partnership Firms *
Loans cannot be given to minors and Trusts.
Securities should be in the name of the eligible borrowers. Securities in the name of minors, Trusts, partly paid-up or shares in the name of individuals in companies where they are Directors / Promoters cannot be accepted).

Applicant can pledge securities from HDB's approved list only

Approved DEMAT Shares
Approved Mutual Funds (Equity, Debt, FMPs)
Gold ETF
NABARD's Bhavishya Nirman Bonds
RBI Bonds (8% Savings Bonds 2003 (Taxable))
Approved Life Insurance Policies issued by L.I.C
Approved Life Insurance Policies issued by select Private Insurance Companies
National Savings Certificates (NSC)
Kisan Vikas Patra (KVP)
Gold Deposit Certificates

Frequently Ask Questions

If you have a question that deals with borrowers, Please see below FAQ page.

Who can borrow on ArhamFinserv?

Any Indian national above 18 years of age and having Aadhaar card is eligible to apply for a loan on ArhamFinserv.

What is the process of getting loan on ArhamFinserv?

Borrowing is a three step process.

First, borrower submits loan application here.
Second, ArhamFinserv profiles and evaluates the submitted financials and updates borrower on the loan decision.
Agreement is signed digitally and Aadhaar verification is performed. For first time users, a physical verification is required. Employer verification has to be performed via email.

Can I repay my loan early?

Yes, we have an option of repayment

Are the loans Secured?

No. Loans disbursed via ArhamFinserv are collateral free, but borrowers are legally obligated to repay to the lenders the capital borrowed from them. We also collect post-dated checks from borrowers as a security against the loan.

Apply for Loan or Need a Quote

Now apply for a Loan online, All you need to do is provide your details below application form.

Name

E-Mail

Phone

Our goal at Arham Finance is to provide access to personal loans and education loan, car loan, home loan at insight competitive interest rates. We are the loan provider, you can use our loan product.

214, 2nd Floor, Ratnamani Complex,
7/1, New Palasia, Indore

+91 731-4973704