About Doctor Loan

Being a doctor is an honorable profession, and we at Arham Finserv recognize your services and provide a range of schemes for easy loans.

Our schemes are perfect for expanding scale of operations, provide better treatment facilities, raise the level of service, etc. We provide a low interest rate and quick approval.

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Features of Doctor Loan

All loans are not created equal, Doctos Loan has become a great option for people to use.

  • Loan to Individual Doctors & Medical Practitioners.
  • No Guarantors or collaterals required
  • Choose from flexible repayment tenure – ranging from 12 months to 60 months
  • The loan is available for following purposes:
    • Any personal purpose including purposes for meeting expenses of professional requirement.
    • Development of Clinic / Clinic-cum-residence, Nursing Home, Pathological Laboratory.
    • Purchase of medical / diagnostic equipment, setting up of operation theatre etc.
    • Purchase of office equipment viz. computers, fax, air-conditioners and furniture etc.
    • Purchase of car, ambulance, etc.
    • Expansion/ renovation/ modernization of existing premises/ Clinic/ Nursing Home.
    • Working Capital requirement including stock of medicines.

Instant Approval

Tell us your needs and we will give you an instant decision.

Free Credit Report

Get a new credit report and we reimburse the fees when you get a loan.

Reasonable Rates

Our fees are amongst the lowest, due to our efficient process. Rates start from 7% (upto 30%) annualized!

Decide your tenure

Borrow for durations starting from 3 months to 12 months , amounts from Rs 10,000 to Rs 1 lakh

Doctos Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Doctos Loan.

Age

Maximum age: 65 years on date of sanction of loan.

Degree

Graduate Doctors (MBBS/BDS) / Post Graduate Doctors (MD/DM/MS/MCH/MDS) - Minimum 4 years of post-qualification experience.

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with borrowers, Please see below FAQ page.

Any Indian national above 18 years of age and having Aadhaar card is eligible to apply for a loan on ArhamFinserv.

Borrowing is a three step process.

  • First, borrower submits loan application here.
  • Second, ArhamFinserv profiles and evaluates the submitted financials and updates borrower on the loan decision.
  • Agreement is signed digitally and Aadhaar verification is performed. For first time users, a physical verification is required. Employer verification has to be performed via email.

Yes, we have an option of repayment

No. Loans disbursed via ArhamFinserv are collateral free, but borrowers are legally obligated to repay to the lenders the capital borrowed from them. We also collect post-dated checks from borrowers as a security against the loan.

Apply for Loan or Need a Quote

Now apply for a Loan online, All you need to do is provide your details below application form.

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