About Consumer Durable Loan

Planning to buy that giant TV or want to rock your home with a large Home Theatre System, we provide financing for all consumer durables.
Financing available for consumer electronics such as Television Panels, Refrigerators, Washing Machine, Air conditioners, Laptops, Furniture through easy EMIs
Lots of exciting offers await you. Visit your nearest Arham Finserv partner store to find out more.

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  • 0% Interest and low down payments
  • Easy repayment options
  • Minimal documentation
  • Instant Approvals
  • No security deposit

Features of Consumer Durable Loan

All loans are not created equal, Consumer Durable Loan has become a great option for people to use.

Instant Approval

Tell us your needs and we will give you an instant decision.

Free Credit Report

Get a new credit report and we reimburse the fees when you get a loan.

Reasonable Rates

Our fees are amongst the lowest, due to our efficient process. Rates start from 7% (upto 30%) annualized!

Decide your tenure

Borrow for durations starting from 3 months to 12 months , amounts from Rs 10,000 to Rs 1 lakh

Consumer Durable Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Consumer Durable Loan.

Age

Minimum Age: 18 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with borrowers, Please see below FAQ page.

Any Indian national above 18 years of age and having Aadhaar card is eligible to apply for a loan on ArhamFinserv.

Borrowing is a three step process.

  • First, borrower submits loan application here.
  • Second, ArhamFinserv profiles and evaluates the submitted financials and updates borrower on the loan decision.
  • Agreement is signed digitally and Aadhaar verification is performed. For first time users, a physical verification is required. Employer verification has to be performed via email.

Yes, we have an option of repayment

No. Loans disbursed via ArhamFinserv are collateral free, but borrowers are legally obligated to repay to the lenders the capital borrowed from them. We also collect post-dated checks from borrowers as a security against the loan.

Apply for Loan or Need a Quote

Now apply for a Loan online, All you need to do is provide your details below application form.

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