About Auto Loan

Always thought of owning your dream car. Wait no more. Arham Finserv offers the best in class deals on Auto Loan. We offer quick doorstep service to fulfil your dreams. Apply now for quick disbursement.

We offer three types of auto loans:

  • 1. New Car Purchase
  • 2. Used Car Purchase
  • 3. Used Car Re-finance
  • Apply for loan

    Get financing for whatever you need now

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    • Top up on existing vehicle loans.
    • Loan up to 90% of the vehicle value.
    • Tenure ranging from 12 to 48 months
    • Quick and Speedy processing
    • Attractive Rate of Interest
    • Minimum/Hassle free Documentation
    • Repayment through convenient EMI's.

    Features of Auto Loan

    All loans are not created equal, Auto Loan has become a great option for people to use.

    Instant Approval

    Tell us your needs and we will give you an instant decision.

    Free Credit Report

    Get a new credit report and we reimburse the fees when you get a loan.

    Reasonable Rates

    Our fees are amongst the lowest, due to our efficient process. Rates start from 7% (upto 30%) annualized!

    Decide your tenure

    Borrow for durations starting from 3 months to 12 months , amounts from Rs 10,000 to Rs 1 lakh

    Auto Loan - Eligibility

    Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Auto Loan.

    Salaried Individuals:
    Eligibility Criteria
    • Minimum age of applicant: 21 years
    • Maximum age of applicant at loan maturity: 58 years (60 years for Central Government, Employees)
    • Employment: Minimum 3 years in employment and minimum 1 year in the current organization
    • Minimum Net Monthly Income: ₹ 35,000 per month.
    Self Employed (Non-Professionals, Individual & Proprietorship firms):
    Eligibility Criteria:
    • Minimum age of applicant: 21 years
    • Maximum age of applicant at loan maturity: 65 years
    • Years in business: Minimum 3 years in the same business
    • Minimum Annual Income: ₹ 200,000 per annum.
    Self Employed (Partnership Firms & Private Limited Company):
    Eligibility Criteria
    • Minimum age of applicant: 21 years
    • Maximum age of applicant at loan maturity: 65 years
    • Years in business: Minimum 3 years in the same business
    • Minimum Annual Income: ₹ 200,000 per annum.

    Frequently Ask Questions

    If you have a question that deals with borrowers, Please see below FAQ page.

    Any Indian national above 18 years of age and having Aadhaar card is eligible to apply for a loan on ArhamFinserv.

    Borrowing is a three step process.

    • First, borrower submits loan application here.
    • Second, ArhamFinserv profiles and evaluates the submitted financials and updates borrower on the loan decision.
    • Agreement is signed digitally and Aadhaar verification is performed. For first time users, a physical verification is required. Employer verification has to be performed via email.

    Yes, we have an option of repayment

    No. Loans disbursed via ArhamFinserv are collateral free, but borrowers are legally obligated to repay to the lenders the capital borrowed from them. We also collect post-dated checks from borrowers as a security against the loan.

    Apply for Loan or Need a Quote

    Now apply for a Loan online, All you need to do is provide your details below application form.

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