Gold Loan

Gold is one of the safest and most liquid forms of commodity. Why keep it dormant in your lockers? Unlock the power of your Gold without selling it. Avail a Gold Loan today from Arham Finserv and fulfil your dreams instantly. We offer very competitive interest rates and quick disbursal.

Apply for loan

Get financing for whatever you need now

Enquire Now
  • Tenure up to 48 months
  • Loan up to ₹ 20 Lakhs
  • Loan up to 75% the value of gold.
  • Attractive interest rates
  • Safety and security of your gold jewellery
  • Flexible repayment options
  • No hidden charges

Features of Gold Loan

All loans are not created equal, Gold Loan has become a great option for people to use.

Instant Approval

Tell us your needs and we will give you an instant decision.

Free Credit Report

Get a new credit report and we reimburse the fees when you get a loan.

Reasonable Rates

Our fees are amongst the lowest, due to our efficient process. Rates start from 7% (upto 30%) annualized!

Decide your tenure

Borrow for durations starting from 3 months to 12 months , amounts from Rs 10,000 to Rs 1 lakh

Gold Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Gold Loan.

Age

Minimum age of applicant: 21 years,Maximum age of applicant at loan maturity: 65 years

Income

Minimum Net Monthly Income: Rs 15,000

Credit Rating

Gold jewellery should be owned by the applicant or any of the family members. Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with borrowers, Please see below FAQ page.

Any Indian national above 18 years of age and having Aadhaar card is eligible to apply for a loan on ArhamFinserv.

Borrowing is a three step process.

  • First, borrower submits loan application here.
  • Second, ArhamFinserv profiles and evaluates the submitted financials and updates borrower on the loan decision.
  • Agreement is signed digitally and Aadhaar verification is performed. For first time users, a physical verification is required. Employer verification has to be performed via email.

Yes, we have an option of repayment

No. Loans disbursed via ArhamFinserv are collateral free, but borrowers are legally obligated to repay to the lenders the capital borrowed from them. We also collect post-dated checks from borrowers as a security against the loan.

Apply for Loan or Need a Quote

Now apply for a Loan online, All you need to do is provide your details below application form.

Top