About Credit Loan

No, CIBIL or Equifax score need not be a deterrent when you apply for Loans or Credit. As a first time borrower, the usual challenge is discovering lenders who are willing to lend to you due to limited or no credit history. To address this challenge, ArhamFinserv offers you customized Loan aimed for first time borrower like yourself.

We are here to unlock your Credit potential.

  • Our proprietary New-To-Credit profiling engine starts off with data from the bureaus.
  • We then further build on it with secondary information from non-traditional data sources.
  • These non-traditional data sources help us to understand you better and make products available to you despite your limited credit history.

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Credit Loan Products

Our simple user interface helps you easily apply for loan at attractive interest rates, tenor and EMIs so that you do not have to make a product decision in the dark.
Get a loan and at the same time build your credit score and history.

Medical Emergency

Arham Finance offers you Credit Loan for your unexpected medical emergency.Get instant Credit Loan for your all kind of medical emergency expenses.

Wedding Purpose

You can manage your dream marriage day with our Credit Loan option. Have the wedding celebration of your dreams. Apply now Credit Loan for wedding purpose.

Abroad Travel

Get the funds for the expenditure involved in going abroad for taking up employment. Manage your personal with Borrow Company for fulfill your travelling to abroad.

Child Educations

We provides child loan for pursuing higher, We given the right tools to every potential child. Also, grant Credit Loan for your child higher education.

Get financing for whatever you need now

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Features of Credit Loan

All loans are not created equal, Credit Loan has become a great option for people to use.

Loan Amount Upto 1.50 lacs

Loan tenor – 6 / 12 / 18 months

Leverage the power of your social profile to access credit

Decide based on what you can afford and what is best for you

Credit Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a Credit Loan.

Age

Minimum age of 24 years

Income

Salaried Individual with - Minimum 1 years of post-qualification experience

Credit Rating

Applicant should have the bank specified credit score.

Frequently Ask Questions

If you have a question that deals with borrowers, Please see below FAQ page.

Any Indian national above 18 years of age and having Aadhaar card is eligible to apply for a loan on ArhamFinserv.

Borrowing is a three step process.

  • First, borrower submits loan application here.
  • Second, ArhamFinserv profiles and evaluates the submitted financials and updates borrower on the loan decision.
  • Agreement is signed digitally and Aadhaar verification is performed. For first time users, a physical verification is required. Employer verification has to be performed via email.

Yes, we have an option of repayment

No. Loans disbursed via ArhamFinserv are collateral free, but borrowers are legally obligated to repay to the lenders the capital borrowed from them. We also collect post-dated checks from borrowers as a security against the loan.

Apply for Loan or Need a Quote

Now apply for a Loan online, All you need to do is provide your details below application form.

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